How to apply for a loan?

Getting a crypto-backed loan on Nebeus is quick and straightforward. Here's how:

1. Log in and go to the Loans section Open the app and navigate to the Loans section. You'll see all available loan types with their rates and features — take a moment to choose the one that best suits your needs.

2. Select your loan type Choose from Interest Only, Stable Loan, Mirror Loan, Flexible Loan, or Bullet Loan. Each option displays the interest rate, LTV, and key features upfront.

3. Set your loan details Enter the amount you'd like to borrow, select your collateral, loan term, and LTV where applicable. The app will automatically calculate your total repayment, monthly payment, and interest rate.

4. Review and confirm Carefully review all loan details before proceeding. Once you're happy, tap Get a Loan and follow the steps to review your pre-contractual information and loan agreement. Tap Accept to complete your application.

Monthly Repayments

Make sure your account holds the required repayment amount on your scheduled repayment date. We'll send you reminder emails 1 and 3 days in advance so you're never caught off guard. Once your loan is fully repaid, your collateral will be returned to your account within 24 hours.

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