What can be used as collateral against a cash loan?
Currently, BTC and ETH can be used as collateral when taking out a cash loan.
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What Is the Loan-to-Value (LTV) Ratio?
The Loan-to-Value (LTV) ratio refers to the percentage(%) of the value of your collateral you will receive in a different asset. In the case of Nebeus, when you take out a loan you will use your crypto as collateral and receive cash. The higher the ...
Business loan
Nebeus offers crypto-backed loans for enterprises (Business Loans) without a credit check. To issue a loan is enough to provide collateral in a digital asset. The Borrower needs to go through a simple compliance procedure for business borrowers. ...
What is collateral and why do I need it?
What Is Collateral? The term collateral refers to an asset, in this case BTC or ETH that Nebeus accepts as security for a loan. The collateral acts as a form of security for Nebeus, the lender. In the event, a borrower doesn't pay back their loan it ...
How to apply for a Loan with Nebeus
With Nebeus you can have a loan very quick! Loans are transferred to a credit or debit Mastercard or a bank account (SEPA). We provide payments in more than 100 countries, you can see Supported countries here. Two loan programs are available based on ...
What if my collateral drops in value?
We lend you the value of 72 - 85 % of your crypto-collateral (calculated on the day the loan is issued). If the crypto-market goes down, and the value of your collateral is reaching the value of your loan, you can: Add more crypto to your collateral ...