What can be used as collateral against a cash loan?

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• What Is the Loan-to-Value (LTV) Ratio?

  The Loan-to-Value (LTV) ratio refers to the percentage(%) of the value of your collateral you will receive in a different asset. In the case of Nebeus, when you take out a loan you will use your crypto as collateral and receive cash. The higher the ...

• What is collateral and why do I need it?

  What Is Collateral? The term collateral refers to an asset, in this case BTC or ETH that Nebeus accepts as security for a loan. The collateral acts as a form of security for Nebeus, the lender. In the event, a borrower doesn't pay back their loan it ...

• How to apply for a Loan with Nebeus

  With Nebeus you can have a loan very quick! Loans are transferred to a credit or debit Mastercard or a bank account (SEPA). We provide payments in more than 100 countries, you can see Supported countries here. Two loan programs are available based on ...

• What if my collateral drops in value?

  We lend you the value of 72 - 85 % of your crypto-collateral (calculated on the day the loan is issued). If the crypto-market goes down, and the value of your collateral is reaching the value of your loan, you can: Add more crypto to your collateral ...

• Loan Fees and Terms, Quick vs Flexible

  Whether you need quick cash with low commitment or an advanced loan tailored to your needs, compare our Loan programs and choose your perfect one. Quick Loan Interest rate: 0% Cash: from 50 to 500€ Term: 3 months Loan Origination Fee: 2.5% Free early ...