External Providers of Regulated Financial Services

External Providers of Regulated Financial Services

In compliance with Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA), Nebeus acts as a technology integrator and auxiliary service provider, while core financial and crypto-asset services are executed exclusively through licensed external institutions, in full alignment with applicable regulation. 

Some services (such as card issuance, IBAN accounts, custody, or crypto exchange) are delivered through co-branded agreements with regulated third-party providers, similar to the operational model adopted by entities like BitGo or Bittome. 

Below is a list of our strategic partners and their regulatory status: 

NºProvider
Services Provided 
Regulatory Status 
1
Fiat Republic Ltd 
(UK) 
VIBANS,
Payment services		Authorised by Banc De Nederlandsche , Company No. 84625791, Relation No. R190553
2
 FreemarketFX 
Ireland Ltd 
(Ireland)
Virtual IBANs, FX 
payments 
Authorised Payment Institution by the Central 
Bank of Ireland (Company No. 690987) 
(wearefreemarket.com) 
3
Kraken / Payward 
Ltd (Spain / USA) 
Cryptocurrency 
exchange 
Registered with the Bank of Spain (Tax ID: 
B88516673) (kraken.com) 
4
Equities First 
Holdings LLC (USA)
Crypto-backed 
loans 
Private financial entity under U.S. law (LEI: 
549300P5CK3CYVZTHQ16)
     5
BitGo Europe GmbH
Crypto Wallet and Custody provider
MiCAr license - (BaFin ID) 50085544, Bak 157322


These regulated partners enable us to offer: 
  1. SEPA transfers through your personal IBAN. 
  2. Direct conversion of crypto assets (BTC, ETH, USDC, EUROC, etc.) to euros. 
  3. Access to crypto renting and staking programs. 
  4. Crypto-collateralized loans without asset liquidation. 
  5. Physical and virtual cards compatible with Apple Pay and Google Pay. 

Having multiple regulated providers for similar services allows us to assign the most suitable partner based on your user profile, geographical location, and service availability. This ensures greater flexibility, service continuity, and legal compliance across the European Economic Area (EEA). 

These services are available exclusively to EEA residents and are delivered through authorized financial institutions. The specific provider responsible will be disclosed at the time of service activation. 

If you would like more information about a specific service or provider, feel free to contact us.