Understanding Our Loan Options

Understanding Our Loan Options

We are excited to offer you the broadest range of loan options ever, tailored to meet your specific needs. Below, we provide detailed information about each loan type to help you choose the best option for your financial situation.
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Flexible Loan

Pay monthly the interest and loan amount, with the option to repay early and enjoy more customization.
  1. Collateral: Supported by 24 different tokens.
  2. Loan-to-Value (LTV): 50 – 80%
  3. Interest: 10 – 16%
  4. ​Loan Term: 1 – 36 months
  5. Repayment: Monthly
  6. Origination Fee: 2%
  7. AMC: Yes
  8. Excess Collateral Release: Yes

Bullet Loan

Pay once at the end of the term to cover the amount you borrowed plus interest.
  1. Collateral: Supported by Bitcoin and Ethereum.
  2. Loan-to-Value (LTV): 50%
  3. Interest: 9%
  4. Loan Term: 12 months
  5. Repayment: Monthly interest
  6. Origination Fee: 2%
  7. AMC: Yes
  8. Excess Collateral Release: No

Interest Only Loan

Pay monthly only the interest and settle the amount borrowed at the end of the term.

  1. Collateral: Supported by Bitcoin and Ethereum.
  2. Loan-to-Value (LTV): 50%
  3. Interest: 9%
  4. Loan Term: 12 months
  5. Repayment: Once at the end of the loan term
  6. Origination Fee: 2%
  7. AMC: Yes
  8. Excess Collateral Release: No

Mirror Loan

Nebeus matches your BTC deposit, using the initial and new bitcoin as collateral to double your position.

  1. Collateral: Supported by Bitcoin.
  2. Loan-to-Value (LTV): 50%
  3. Interest: 8%
  4. Loan Term: 12 months
  5. Repayment: Monthly interest
  6. Origination Fee: 2%
  7. AMC: No
  8. Excess Collateral Release: No

Key Terms 

  • Collateral: The type of asset you need to provide to secure the loan.
  • Loan-to-Value (LTV): The ratio of the loan amount to the value of the collateral.
  • Interest: The percentage of the loan amount charged as interest over the term of the loan.
  • Loan Term: The duration over which the loan is to be repaid.
  • Repayment: How often you need to make payments towards the loan.
  • Origination Fee: A fee charged for processing the loan.
  • AMC: Annual Maintenance Charge, an annual fee for maintaining the loan.
  • Excess Collateral Release: Whether excess collateral can be released back to you if the value of your collateral exceeds the loan requirement.

We hope this information helps you make an informed decision about which loan option is best for you. If you have any further questions or need assistance, please feel free to contact our support team.


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